:root{--brand:#0d6e8c;--brand-deep:#0a2a3f;--brand-soft:#e5f1f5;--accent:#f2994a;--accent-deep:#d97b26;--ink:#1b2733;--muted:#5b6b78;--line:#dde5ea;--paper:#f6f9fb;--white:#fff;--radius:10px;--shadow:0 10px 30px rgba(10,42,63,.12);--maxw:1160px}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:'Inter',system-ui,Arial,sans-serif;font-size:16px;line-height:1.65;color:var(--ink);background:var(--white);overflow-x:hidden}
h1,h2,h3,h4{font-family:'Sora',sans-serif;line-height:1.2;color:var(--brand-deep);margin:0 0 .6rem}
h1{font-size:clamp(1.9rem,5vw,3rem)}
h2{font-size:clamp(1.5rem,3.6vw,2.25rem)}
h3{font-size:1.2rem}
p{margin:0 0 1rem}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
ul{margin:0;padding:0}
.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}
section{padding:clamp(2.5rem,6vw,4.5rem) 0}
.eyebrow{display:inline-block;font-family:'Sora',sans-serif;font-weight:600;letter-spacing:.08em;text-transform:uppercase;font-size:.78rem;color:var(--accent-deep);margin-bottom:.5rem}
.lead{font-size:1.1rem;color:var(--muted);max-width:60ch}
.center{text-align:center}
.center .lead{margin-left:auto;margin-right:auto}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:46px;padding:.7rem 1.4rem;border-radius:var(--radius);font-family:'Sora',sans-serif;font-weight:600;font-size:1rem;cursor:pointer;border:2px solid transparent;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;text-align:center}
.btn:hover{text-decoration:none;transform:translateY(-2px)}
.btn-solid{background:var(--accent);color:#3a2000;border-color:var(--accent)}
.btn-solid:hover{background:var(--accent-deep);border-color:var(--accent-deep);color:#fff}
.btn-outline{background:transparent;color:var(--brand);border-color:var(--brand)}
.btn-outline:hover{background:var(--brand);color:#fff}
.btn-ghost{background:rgba(255,255,255,.15);color:#fff;border-color:rgba(255,255,255,.5)}
.btn-ghost:hover{background:rgba(255,255,255,.28)}
.btn-block{width:100%}
/* header */
.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:1rem}
.brand{display:inline-flex;align-items:center;gap:.5rem;font-family:'Sora',sans-serif;font-weight:700;font-size:1.25rem;color:var(--brand-deep)}
.brand:hover{text-decoration:none}
.brand-mark{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:8px;background:var(--brand);color:#fff;font-size:1rem;transform:rotate(0deg)}
.site-nav{display:flex;align-items:center;gap:1.5rem}
.site-nav ul{display:flex;align-items:center;gap:1.1rem;list-style:none}
.site-nav a{color:var(--ink);font-weight:500;font-size:.98rem;padding:.35rem 0}
.site-nav a.current{color:var(--brand);border-bottom:2px solid var(--accent)}
.nav-cta{min-height:42px;padding:.5rem 1rem;font-size:.9rem}
.nav-toggle{display:none;flex-direction:column;justify-content:center;gap:5px;width:46px;height:46px;background:transparent;border:1px solid var(--line);border-radius:8px;cursor:pointer;padding:0 10px}
.nav-toggle span{height:2px;background:var(--brand-deep);border-radius:2px;transition:.25s}
.nav-toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
/* hero */
.hero{background:linear-gradient(160deg,var(--brand-deep),var(--brand));color:#fff;position:relative}
.hero h1{color:#fff}
.hero .lead{color:rgba(255,255,255,.85)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:2.5rem;align-items:center}
.hero-media{border-radius:14px;overflow:hidden;box-shadow:var(--shadow)}
.hero-media img{width:100%;height:100%;object-fit:cover}
.hero-badges{display:flex;flex-wrap:wrap;gap:.6rem;margin:1.4rem 0}
.hero-badges span{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);border-radius:999px;padding:.35rem .85rem;font-size:.85rem}
.hero-cta{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.4rem}
/* generic grid */
.grid{display:grid;gap:1.5rem}
.g-2{grid-template-columns:repeat(2,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-4{grid-template-columns:repeat(4,1fr)}
.grid>*{min-width:0}
/* cards */
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;box-shadow:0 4px 14px rgba(10,42,63,.05);height:100%}
.card h3{color:var(--brand-deep)}
.card .ic{display:inline-grid;place-items:center;width:52px;height:52px;border-radius:12px;background:var(--brand-soft);color:var(--brand);font-size:1.4rem;margin-bottom:.9rem}
.card-link{font-family:'Sora',sans-serif;font-weight:600;font-size:.92rem}
.soft{background:var(--paper)}
.tint{background:var(--brand-soft)}
/* media object */
.split{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;align-items:center}
.split img{border-radius:14px;box-shadow:var(--shadow);width:100%}
.split.rev .split-media{order:2}
/* list checks */
.ticks{list-style:none;display:grid;gap:.7rem}
.ticks li{position:relative;padding-left:1.9rem}
.ticks li::before{content:"\2714";position:absolute;left:0;top:0;color:#fff;background:var(--brand);width:1.35rem;height:1.35rem;border-radius:50%;display:grid;place-items:center;font-size:.75rem}
/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;text-align:center}
.stat b{font-family:'Sora',sans-serif;font-size:2.2rem;color:var(--accent-deep);display:block;line-height:1}
.stat span{color:var(--muted);font-size:.95rem}
/* steps */
.steps{counter-reset:s;display:grid;gap:1.4rem;grid-template-columns:repeat(4,1fr)}
.step{position:relative;padding-top:.5rem}
.step .num{counter-increment:s;font-family:'Sora',sans-serif;font-weight:700;color:var(--accent);font-size:1.6rem}
.step .num::before{content:counter(s,decimal-leading-zero)}
/* testimonials */
.quote{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:var(--radius);padding:1.5rem}
.quote p{font-style:italic;color:var(--ink)}
.quote .who{font-family:'Sora',sans-serif;font-weight:600;color:var(--brand-deep);font-style:normal;margin:0}
.quote .loc{color:var(--muted);font-size:.85rem}
/* FAQ */
.faq details{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);margin-bottom:.8rem;padding:.3rem 1.2rem}
.faq summary{cursor:pointer;font-family:'Sora',sans-serif;font-weight:600;padding:.9rem 0;list-style:none;position:relative;padding-right:2rem;color:var(--brand-deep)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:.75rem;font-size:1.4rem;color:var(--accent-deep)}
.faq details[open] summary::after{content:"\2013"}
.faq details[open] summary{border-bottom:1px solid var(--line)}
.faq p{padding:.9rem 0 .3rem;margin:0;color:var(--muted)}
/* CTA band */
.cta-band{background:linear-gradient(120deg,var(--accent),var(--accent-deep));color:#3a2000;border-radius:16px;padding:2.5rem;text-align:center}
.cta-band h2{color:#3a2000}
.cta-band .btn-solid{background:var(--brand-deep);color:#fff;border-color:var(--brand-deep)}
.cta-band .btn-solid:hover{background:#08202f}
/* page hero (interior) */
.page-hero{background:var(--brand-deep);color:#fff;padding:clamp(2.2rem,5vw,3.4rem) 0}
.page-hero h1{color:#fff}
.page-hero p{color:rgba(255,255,255,.82);max-width:62ch;margin:0}
.crumbs{font-size:.85rem;color:rgba(255,255,255,.7);margin-bottom:.6rem}
.crumbs a{color:rgba(255,255,255,.9)}
/* forms */
.form-card{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:1.8rem;box-shadow:var(--shadow)}
.field{margin-bottom:1.1rem}
.field label{display:block;font-weight:600;font-size:.92rem;margin-bottom:.35rem;color:var(--brand-deep)}
.field input,.field select,.field textarea{width:100%;min-width:0;padding:.75rem .85rem;font:inherit;font-size:16px;border:1px solid var(--line);border-radius:8px;background:#fdfefe;color:var(--ink)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(13,110,140,.15)}
.field textarea{min-height:130px;resize:vertical}
.form-note{font-size:.82rem;color:var(--muted)}
.alert{background:#e7f6ec;border:1px solid #b6e0c4;color:#1c6b39;padding:1rem 1.2rem;border-radius:10px;margin-bottom:1.4rem}
/* info rows */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;align-items:start}
.info-list{list-style:none;display:grid;gap:1.1rem}
.info-list li{display:flex;gap:.9rem;align-items:flex-start}
.info-list .ic{flex:0 0 auto;width:42px;height:42px;border-radius:10px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center;font-size:1.1rem}
.info-list b{display:block;font-family:'Sora',sans-serif;color:var(--brand-deep)}
/* prose (policy/blog) */
.prose{max-width:760px}
.prose h2{margin-top:2rem}
.prose h3{margin-top:1.4rem}
.prose ul{padding-left:1.2rem;margin:0 0 1rem;list-style:disc}
.prose li{margin-bottom:.4rem}
.tag{display:inline-block;background:var(--brand-soft);color:var(--brand);font-size:.78rem;font-weight:600;padding:.25rem .7rem;border-radius:999px;margin-bottom:.8rem;font-family:'Sora',sans-serif}
/* area chips */
.chips{display:flex;flex-wrap:wrap;gap:.6rem;list-style:none}
.chips li{background:var(--white);border:1px solid var(--line);border-radius:999px;padding:.5rem 1rem;font-size:.9rem;font-weight:500}
/* cookie bar */
.ck-bar{position:fixed;bottom:0;left:0;right:0;z-index:80;background:var(--brand-deep);color:#fff;display:flex;flex-wrap:wrap;align-items:center;gap:1rem;padding:.9rem 20px;box-shadow:0 -4px 18px rgba(0,0,0,.2)}
.ck-bar[hidden],.ck-gear[hidden]{display:none}
.ck-txt{margin:0;font-size:.9rem;flex:1 1 280px}
.ck-act{display:flex;gap:.6rem;flex:0 0 auto}
.ck-act .btn{min-height:40px;padding:.5rem 1.1rem;font-size:.9rem}
.ck-gear{position:fixed;left:16px;bottom:16px;z-index:70;width:46px;height:46px;border-radius:50%;background:var(--brand);color:#fff;border:none;font-size:1.4rem;cursor:pointer;box-shadow:var(--shadow)}
/* footer */
.site-footer{background:var(--brand-deep);color:rgba(255,255,255,.82);margin-top:1rem}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr 1.3fr;gap:2rem;padding-top:3rem;padding-bottom:2.4rem}
.foot-col h3{color:#fff;font-size:1rem;margin-bottom:1rem}
.foot-col ul{list-style:none;display:grid;gap:.55rem}
.foot-col a{color:rgba(255,255,255,.78)}
.foot-col a:hover{color:#fff}
.brand-foot{color:#fff;margin-bottom:.8rem}
.brand-foot .brand-name{color:#fff}
.foot-reg{font-size:.82rem;color:rgba(255,255,255,.6)}
.foot-contact p{margin:0 0 .5rem}
.foot-contact a{color:#fff}
.foot-base{border-top:1px solid rgba(255,255,255,.14)}
.foot-base-inner{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.5rem;padding:1.1rem 20px;font-size:.85rem;color:rgba(255,255,255,.6)}
.foot-base-inner p{margin:0}
/* responsive */
@media (max-width:960px){
  .foot-grid{grid-template-columns:1fr 1fr}
  .foot-about,.foot-contact{grid-column:1 / -1}
  .g-4{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:820px){
  .nav-toggle{display:flex}
  .site-nav{position:fixed;top:70px;right:0;left:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:.5rem 20px 1.4rem;transform:translateY(-140%);transition:transform .3s ease;box-shadow:var(--shadow);max-height:calc(100vh - 70px);overflow-y:auto}
  .site-nav.open{transform:translateY(0)}
  .site-nav ul{flex-direction:column;align-items:stretch;gap:0}
  .site-nav li{border-bottom:1px solid var(--line)}
  .site-nav a{display:block;padding:.9rem 0}
  .site-nav a.current{border-bottom:2px solid var(--accent)}
  .nav-cta{margin-top:1rem;justify-content:center}
  .hero-grid,.split,.split.rev .split-media,.contact-grid{grid-template-columns:1fr}
  .split.rev .split-media{order:0}
  .hero-media{order:-1}
}
@media (max-width:680px){
  .g-2,.g-3,.g-4,.stats,.steps{grid-template-columns:1fr}
  .stats{gap:1.8rem}
  .cta-band{padding:1.8rem}
  .foot-grid{grid-template-columns:1fr}
  .foot-about,.foot-contact{grid-column:auto}
}
@media (min-width:681px) and (max-width:820px){
  .g-3{grid-template-columns:repeat(2,1fr)}
  .stats{grid-template-columns:repeat(2,1fr)}
}